Wagner College

 

                                                              

                               

 

    The Tuition Refund Plan...
What is covered?
Are student loans covered by this Plan?
How much does it cost?
What are the conditions of coverage?
What is excluded?
How are claims filed?


The Tuition Refund Plan...
Was originated in 1930 to protect the financial investment of students and parents in education. Today, over 1200 leading independent schools and colleges throughout North America offer the Plan.  Because the cost of education today is a substantial investment, one which is likely to be your second largest next to a home purchase, the protection afforded by the Tuition Refund Plan is essential.

While most colleges provide partial refunds for withdrawals, they are limited and usually effective only when you withdraw early in the semester. Subject to the program terms and conditions, this Plan offers the unique benefit of an 85% refund of semester tuition, room and board when you are forced to withdraw for medical reasons.  The Tuition Refund Plan dramatically enhances the college refund schedule and provides more generous refunds throughout the entire semester.

What is covered? 

  • Injury and Sickness Withdrawals
    85% of the insured semester tuition, room and board, less any refund or credit due you from the College, will be refunded provided your physical condition is certified by a licensed physician and forces you to completely withdraw from all classes for the balance of the semester.

  • Mental Health Withdrawals
    85% of the insured semester tuition, room and board, less any refund or credit due you from the College, will be refunded provided your medical condition is certified by a licensed physician and you have completely withdrawn from all classes for any condition whose diagnosis is found in the DSM-V Manual.

In both cases above, a "complete withdrawal" is required.  This means you have given written notice that because of your injury or sickness withdrawals you will not be able to complete the semester and you will not receive any academic credit.  A written statement from your doctor certifying the injury or sickness and College verification will be required. All Mental Health withdrawals will be classified in accordance with the American Psychiatric Association's Diagnostic and Statistical Manual DSM-V.

Are student loans covered by this Plan?
Yes, the Plan provides an important benefit that covers not only payments made directly by the family, but also loans for the semester with the College, banks and government agencies, up to the coverage amount. 

How much does it cost?
The cost is 0.45% of insured tuition (including room and board costs for resident students). All incoming freshmen and those who purchased the Plan last year were billed for coverage by the College at the time of initial tuition billing. The fee is charged once per academic year, in the Fall semester. Students can waive coverage by emailing wagnertrp@wagner.edu. Please be sure to include the following information in the email: student's full name, ID number, and status (resident or non-resident).

What are the conditions of coverage?
Coverage is for a full semester from the first day of classes through the last day of final examinations. Tuition, room, and board refunds are calculated on a per semester basis. If your premium covers a full year, and if for any reason you do not return for subsequent terms, please notify us and any unused premium will be refunded to you. Coverage is not available after close of registration each semester. Coverage ceases on the last day of formal academic instruction by the College due to any reason. Room, meals or other charges that are not paid to the College cannot be insured.

What is excluded?
Note that the Plan does not cover the following:  war or any act of war, declared or undeclared, or certified acts of terrorism the use of any drug, narcotic or agent which is similarly classed or has similar effects (excepting when it is prescribed by a doctor)  taking part in a riot failure to attend classes for any reason other than injury or sickness withdrawal when the student receives credit for an incomplete term suicide or intentional self-inflicted injury or sickness nuclear reaction, nuclear radiation or radioactive contamination. 

How are claims filed?
Claim forms with full instructions are available at the College Business Office. Claims should be reported within 30 days from occurrence or as soon as is reasonably possible. You should arrange for the completion of the claim form. Benefit payment is made to the College to be credited to the studentís account. Benefits not required to settle the student account will be refunded to you by the College.

Questions?
Please contact A.W.G. Dewar Inc., Quincy, Massachusetts, now in its ninth decade of service to the educational community.

Phone: (617) 774-1555
Fax: (617) 774-1715
Email: trp@dewarinsurance.com.

The Tuition Refund Plan is underwritten by Atlantic Specialty Insurance Company, New York, NY a member company of the OneBeacon Insurance Group, for A.W.G. Dewar, Inc., dba A.W.G. Dewar Insurance Agency, Four Batterymarch Park, Quincy, MA 02169-7468. The name of each student is listed on a policy which is held by the college business office, not as agent for the insurance company, but on behalf of insured students and their parents. The information provided above is an outline of coverage for the ensuing academic year. Actual coverages are governed by the insurance policy on file in the collegeís business office. Coverage may change each academic year. A.W.G. Dewar, Inc. is the originator of the trademarked Tuition Refund Plan.